Mortgage Blog

Professional Mortgage Advice in the Kitchener-Waterloo Region

When Is Mortgage Refinancing a Bad Idea in Kitchener & Waterloo, Ontario?

When Is Mortgage Refinancing a Bad Idea in Kitchener & Waterloo, Ontario?

June 3, 2020 | Posted by: Jack Russell

Property owners refinance their homes and commercial properties all the time. As your credit improves and you have built more equity into the property, it may make fiscal sense to refinance when inter ...

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Bank of Canada maintains target for the overnight rate, scales back some market operations as financial conditions improve

Bank of Canada maintains target for the overnight rate, scales back some market operations as financial conditions improve

June 3, 2020 | Posted by: Roar Solutions

The Bank of Canada today maintained its target for the overnight rate at the effective lower bound of ¼ percent. The Bank Rate is correspondingly ½ percent and the deposit rate is &frac1 ...

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Is it a Good Time to Become a First-Time Home Buyer in Waterloo, Ontario?

Is it a Good Time to Become a First-Time Home Buyer in Waterloo, Ontario?

May 20, 2020 | Posted by: Jack Russell

We are facing a challenging time as we work together to combat COVID-19 in our country and even our own neighborhoods. With so much uncertainty in the air, is it a good time to think about buying a ho ...

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5 First-Time Homebuyer Mistakes To Avoid

5 First-Time Homebuyer Mistakes To Avoid

May 6, 2020 | Posted by: Jack Russell

Buying your first home is a scary and exciting process because it’s a HUGE commitment. It’s easy to get swept up in the excitement of home shopping and mistakes can leave you with buyer&rs ...

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5 Smart Ways to Use a Home Equity Line of Credit

5 Smart Ways to Use a Home Equity Line of Credit

April 15, 2020 | Posted by: Jack Russell

For homeowners across the globe, home equity lines of credit (HELOCs) have become a handy way of tapping into the value of their homes. However, when borrowing money against your home, it is always a ...

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Bank of Canada maintains overnight rate target and unveils new market operations

Bank of Canada maintains overnight rate target and unveils new market operations

April 15, 2020 | Posted by: Roar Solutions

The Bank of Canada today maintained its target for the overnight rate at ¼ percent, which the Bank considers its effective lower bound. The Bank Rate is correspondingly ½ percent and the ...

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What should you consider when refinancing your mortgage in Kitchener & Waterloo?

What should you consider when refinancing your mortgage in Kitchener & Waterloo?

April 1, 2020 | Posted by: Jack Russell

Mortgage rates are at a historic low. If you're thinking about refinancing your mortgage, you could possibly save significant amounts of money over the years. Especially in the first years of owning y ...

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Bank of Canada lowers overnight rate target to 0.25 percent

Bank of Canada lowers overnight rate target to 0.25 percent

March 27, 2020 | Posted by: Roar Solutions

The Bank of Canada today lowered its target for the overnight rate by 50 basis points to ¼ percent. The Bank Rate is correspondingly ½ percent and the deposit rate is ¼ percent. T ...

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Home Selling Season is Around the Corner: Tips to Get Ready in Waterloo, ON

Home Selling Season is Around the Corner: Tips to Get Ready in Waterloo, ON

March 18, 2020 | Posted by: Jack Russell

Home selling season is rapidly approaching. In most cases, spring is the top time to sell a home. One reason spring is the top-selling season is that home buyers align their moving schedule with their ...

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6 Persistent Real Estate Myths You Really Need to Ignore in Waterloo, ON

6 Persistent Real Estate Myths You Really Need to Ignore in Waterloo, ON

March 4, 2020 | Posted by: Jack Russell

Whether you're a home-buyer or a seller, it pays to understand the real estate market if you want to get a good deal. Unfortunately, a series of damaging ideas has grown up around real estate which ca ...

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