Mortgage Blog
Professional Mortgage Advice in the Kitchener-Waterloo Region
5 Things NOT to do When Selling Your Home
March 16, 2023 | Posted by: Jack Russell
The process of selling a residential property can be time-consuming and emotionally involving, especially if it is your first sale. While your home's curb appeal influences a prospective buyer's poten ...
read more
Four Ways to Take Control and Thrive in a Challenging Market
March 9, 2023 | Posted by: Jack Russell
If you're struggling financially as a result of increased living expenses and interest rates, you are not alone. A lot of Canadians are feeling a little helpless these days, with talk of rising intere ...
read more
Bank of Canada Rate Update March 8, 2023
March 8, 2023 | Posted by: Jack Russell
Bank of Canada maintains policy rate, continues quantitative tightening The Bank of Canada today held its target for the overnight rate at 4.5%, with the Bank Rate at 4.75% and the deposit rate at ...
read more
Selling Your Home in the Winter: How You Can Make the Most of It
March 5, 2023 | Posted by: Jack Russell
Selling your home in the winter can be a challenging task, but it can also be an opportunity to stand out in a crowded market. With fewer houses on the market and motivated buyers who are eager to mov ...
read moreTitle insurance and home insurance–protect what matters most
February 27, 2023 | Posted by: Jack Russell
When something goes wrong with your home and you suffer a loss, you need to be able to rely on your insurance coverage. Knowing which of your insurance policies to turn to isn't always easy. Title ins ...
read more
Where is the housing market going in 2023?
February 10, 2023 | Posted by: Jack Russell
With 2023 underway, and the latest Bank of Canada rate increase to 4.5%, combined with the stress of the increased cost of living on Canadian households, the questions that are on everyone's minds are ...
read more
Bank of Canada increases policy interest rate by 25 basis points, continues quantitative tightening
January 25, 2023 | Posted by: Jack Russell
The Bank of Canada today increased its target for the overnight rate to 4½%, with the Bank Rate at 4¾% and the deposit rate at 4½%. The Bank is also continuing its policy of quantitative tightening ...
read moreThis year create financial resolutions that you can stick to
January 5, 2023 | Posted by: Jack Russell
A new year brings a host of new year's resolutions. It's very common for people to make these resolutions around family, friends, eating better, or even the cliché going to the gym more. This year, e ...
read moreShould You Spend the Full Mortgage Amount You're Approved For?
December 28, 2022 | Posted by: Jack Russell
Before you start shopping for a new home, you'll need to know exactly how much house you can afford. Otherwise, you could end up in a home that is way out of your budget. What you qualify for may not ...
read moreThe Pros and Cons of Fixed vs. Variable Mortgages
December 8, 2022 | Posted by: Jack Russell
When it comes to choosing a mortgage, borrowers in Canada have two main options: a fixed rate mortgage or a variable mortgage. But which type is best for you? Here, we'll take a look at the pros and c ...
read more