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Professional Mortgage Advice in the Kitchener-Waterloo Region
My home is...Posted on: 2020-02-05
My home is my…
My home is my castle! It’s also your greatest wealth building tool. Home equity can build nicely by chipping away at payments and through increasing home values, ultimately creating a terrific repository of wealth and making your home not only your castle, but so much more!
My home is my castle – My start and my future. Over the long term, residential real estate has been a very strong asset, showing excellent appreciation. The goal is to not help pay your landlord’s mortgage, but instead have that money build your own equity. I can help make that reality come true. Get in touch early; good advice can save time, money and stress.
My home is my castle – Our daughter’s postsecondary education. Your home may allow you to invest in your greatest asset – your children! The cost of higher education can be daunting, especially if you haven’t prepared for it. Tuition is just part of the cost. You also need to consider accommodation, food, textbooks, supplies, and transportation. Your home can be the most cost-effective financing.
My home is my castle – My ability to retire my way. A reverse mortgage can greatly assist cash strapped retirees who need to pay off their debts and live comfortably in their family home. Reverse mortgages are also a strategy for the well-heeled who want to unlock the value of their homes for wealth-building strategies or to enhance their retirement. You may also want to line up a secured line of credit lined up before you retire.
My home is my castle – Our renovated dream home. A smart home renovation can both increase your home’s property value and improve the way you live in your home. Putting a renovation on your high-interest credit card can wipe out the value you’re adding and create future financial stress. Whether you are looking at buying a fixer upper, or renovating your current home, I can help.
My home is my castle – My smart investment strategy. Many Canadians are building personal wealth with an investment property, which is often viewed as a pension plan, particularly since so many Canadians are not covered by workplace plans. Rental income typically pays for most or all the expenses and property appreciation has often outperformed stocks and bonds over the long term.
My home is my castle – Our freedom from credit card debt. If high-interest debt is choking your cash flow, you may be able to move that debt to your lower-rate mortgage. You’ll get a fresh start that will allow you to save thousands in interest, boost your cash flow, have less stress with one manageable payment, and be mortgage free quicker. You’ll get the financial reset you need to start building wealth.
I’m here to make sure you get the most out of homeownership. Get in touch at anytime!